3623 Hempstead St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3623 Hempstead St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,101 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$245,100 (Jul 2020)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T060500267`

Property Details

APN / Parcel Number

Primary APN	`T060500267`
Alternative APN	`5-116B-9772-00-1002.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,101 sqft Living Area
Gross Area	5,222 sqft
1st Floor Area	1,605 sqft
Basement Area	1,605 sqft
Finished Basement	1,204 sqft
Unfinished Basement	401 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Siding
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060500267
Street Address	3623 HEMPSTEAD ST
City	SAINT CHARLES
State	MO
Zip	63301-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #1 LOT 1002
Legal Subdivision	NEW TOWN AT ST CHAS #1
Legal Lot Number	1002
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4007
Census Tract	310201

Owner

3623 Hempstead St is owned and occupied by an individual who bought it in July 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3623 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Sep 14, 2005 · Amount on File
Deed Document Number	2020504740
Deed Book / Page	7348 / 1413
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0073481413
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 20, 2020
Property Address	3623 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103
Document Number	0073481413
Book / Page	7348 / 1413
Map Reference	MB 42 PG 14
Instrument Date	Jul 2, 2020
Instrument	20200720000504740
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCURA TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103

Mortgage

Document Number	20200720000504750
Date	Jul 20, 2020
Instrument	20200720000504750

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3623 Hempstead St was $6,950.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,772 (-)	$561,956 (-) Land $93,336 Building $468,620
2025	$6,950.00	$106,772	$561,956 Land $93,336 Building $468,620
2023		$95,169
2022			$500,891 Land $70,002 Building $430,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3623 Hempstead St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3623 Hempstead St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20