St. Charles County property record for 3639 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,606 sqft · built 2004 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $440,865 (Sep 2026) |
| Tax Bill | $4,336 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500240 |
| Primary APN | T060500240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 2,744 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,372 sqft |
| Finished Basement | 1,234 sqft |
| Unfinished Basement | 138 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500240 |
|---|---|
| Street Address | 3639 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #1 LOT 903 |
| Legal Subdivision | NEW TOWN AT ST CHAS #1 |
| Legal Lot Number | 903 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Sep 2, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Apr 6, 2021 | Affidavit, Transfer |
| Apr 6, 2021 | Warranty Deed, Transfer |
| Dec 20, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2021 · Amount on Record |
| Deed Document Number | 202642296 |
| Prior Transfer Date | Nov 22, 2019 |
| Prior Transfer Doc | 0072030295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 2, 2026 |
| Property Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0000042296 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202642296 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0000042297, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202642297 |
| Name | DAS ACQUISITION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 6, 2021 |
| Property Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 2021R029867 |
| Map Reference | MB 42 PG 14 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021R-029867 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 6, 2021 |
| Property Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 2021R029868 |
| Map Reference | MB 42 PG 14 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021R-029868 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1541 SUZANNE RIDGE CT, WILDWOOD, MO 63038-1469 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 20, 2019 |
| Property Address | 3639 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0072030295 |
| Book / Page | 007203 / 000295 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 735380 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3639 HEMPSTEAD ST ST CHARLES MO 633018104, ST CHARLES, MO 63301-8104 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,471 (-) | $370,903 (-) Land $93,336 Building $277,567 | |
| 2025 | $70,471 (+9.04%) | $370,903 (+9.04%) Land $93,336 Building $277,567 | |
| 2024 | $4,336.00 (+6.2%) | ||
| 2023 | $64,626 (+28.41%) | ||
| 2022 | $4,083.00 | $50,327 | $340,138 (+28.41%) Land $70,002 Building $270,136 |
| 2021 | $264,879 Land $70,002 Building $194,877 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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