3629 Ginger Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3629 Ginger Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,448 sqft
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Sep 2025)
Tax Bill	$764 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-1S-27-0000-02151-0000`

Property Details

APN / Parcel Number

Primary APN	`39-1S-27-0000-02151-0000`
Alternative APN	`S271390000021510000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	2,448 sqft
Upper Floors Area	308 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	164 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Slab
Patio Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3629 GINGER LN
City	NAVARRE
State	FL
Zip	32566-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2025 39-1S-27W PARCEL 4: COM AT NE CORNER, THN N87060W ALONG N SECTION LN 388 FT TO W R/W OF GINGER LN THN S300W ALONG R/W 880 FT TO POB THN CONT 030000W 75 FT THN N870600W 163.70 FT THN N030000E 75 FT THN S870600E 163.
Legal Range	27W
Legal Township	1S
Legal Section	39
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1214
Census Tract	10802

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3629 GINGER LN, NAVARRE, FL 32566-9619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Deed Document Number	202541640
Deed Book / Page	4655 / 1746
Prior Transfer Date	Apr 22, 2024
Prior Transfer Doc	0044950932
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 8, 2025
Property Address	3629 GINGER LN, NAVARRE, FL 32566-9619
Document Number	0046551746
Book / Page	4655 / 1746
Instrument Date	Sep 5, 2025
Instrument	202541640
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 13, 2025
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3675 GINGER LN, NAVARRE, FL 32566-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 GINGER LN, NAVARRE, FL 32566-9619

Mortgage

Document Number	0046551748
Date	Sep 8, 2025
Instrument	4655/1748

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$764.00 (+27.33%)	$47,500 (+25%) Land $47,500	$47,500 (+25%) Land $47,500
2024	$600.00 (+65.75%)	$38,000 (+33.33%) Land $38,000	$38,000 (+33.33%) Land $38,000
2023	$362.00 (+6.16%)	$28,500 (+7.14%) Land $28,500	$28,500 (+7.14%) Land $28,500
2022	$341.00	$26,600	$26,600 Land $26,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20