Santa Rosa County property record for 3656 Ginger Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 2001 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Aug 2017) |
| Tax Bill | $1,487 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-0000-02135-0000 |
| Primary APN | 39-1S-27-0000-02135-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,064 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 179 ft deep x 132 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3656 GINGER LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | **DESCRIPTION UPDATE FOR 2024** COM AT NE COR 39-1S-27W THN N87*3726 W 358 FT TO ELY R/W OF GINGER LN THN S02*3225W ON R/W 530 FT TO POB & CONT 132 FT THN S87*3726E 179 FT THN N02*3225E 132 FT THN N87*3726W 179 FT TO POB AS DES IN OR 3656 PG 829 & AS |
| Legal Range | 27W |
| Legal Township | 1S |
| Legal Section | 39 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1217 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3656 GINGER LN, NAVARRE, FL 32566-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Jun 6, 2016 · Amount on Record |
| Deed Document Number | 201735672 |
| Deed Book / Page | 3656 / 829 |
| Last Transfer Date | Jun 7, 2024 |
| Transfer Doc | 0045120353 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,164 (+15.88%) Land $50,000 Building $86,164 | $136,164 (+15.88%) Land $50,000 Building $86,164 | |
| 2024 | $1,487.00 (+7.75%) | $117,505 (+9.4%) Land $40,000 Building $77,505 | $117,505 (+9.4%) Land $40,000 Building $77,505 |
| 2023 | $1,380.00 (+5.26%) | $107,407 (+2.35%) Land $30,000 Building $77,407 | $107,407 (+2.35%) Land $30,000 Building $77,407 |
| 2022 | $1,311.00 | $104,937 | $104,937 Land $28,000 Building $76,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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