Santa Rosa County property record for 3622 Ginger Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,858 sqft · built 2019 |
| Lot Size | 0.36 acres (15,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,900 (May 2019) |
| Tax Bill | $3,718 (2024) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Feb 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-0000-02137-0000 |
| Primary APN | 39-1S-27-0000-02137-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,858 sqft Heated Area |
| Gross Area | 2,634 sqft |
| 1st Floor Area | 2,320 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 15,725 sqft (0.36 acres) |
| Lot Dimensions | 1,790 ft deep x 880 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 391S270000021370000 |
|---|---|
| Street Address | 3622 GINGER LN |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESCRIPTION BY SURVEY 2019* BEING SURVEY PARCEL C BEING DESC AS: THE SOUTH 88 FT OF FOLLOWING: COM AT NE CORNER OF SECTION |
| Legal Range | 27W |
| Legal Township | 01S |
| Legal Section | 39 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1217 |
| Census Tract | 10802 |
3622 Ginger Ln is owned by an individual who bought it in May 2019.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PSC 37 BOX 1895 APO, AE |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2019 | Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION |
| Feb 7, 2019 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Jan 4, 2019 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Sep 20, 2018 | Warranty Deed, Transfer SURETY LAND TITLE/FL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Sep 20, 2018 · Amount on File |
| Deed Document Number | 201922573 |
| Deed Book / Page | 3834 / 0543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 30, 2019 |
| Property Address | 3622 GINGER LN, NAVARRE, FL 32566-9618 |
| Document Number | 0038340543 |
| Book / Page | 003834 / 000543 |
| Instrument Date | May 17, 2019 |
| Instrument | 22573 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3622 GINGER LN NAVARRE FL 325669618, NAVARRE, FL 32566-9618 |
| Document Number | 38340546 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 003834/000546 |
| Instrument | 22574 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3622 GINGER LN, NAVARRE, FL 32566-9618 |
| Document Number | 0038021061 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820 |
| Document Number | 0038021061 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 003802/001061 |
| Instrument | 4958 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3622 GINGER LN, NAVARRE, FL 32566-9618 |
| Document Number | 0038150003 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820 |
| Investor | Possibly a Property Investor |
| Document Number | 0038150003 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 003815/000003 |
| Instrument | 12182 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 3622 GINGER LN, NAVARRE, FL 32566-9618 |
| Document Number | 0037671631 |
| Book / Page | 003767 / 001631 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 40602 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $735.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820 |
| Investor | Possibly a Property Investor |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,718.00 (+2.79%) | $311,753 (+4.28%) Land $40,000 Building $271,753 | $311,753 (+4.28%) Land $40,000 Building $271,753 |
| 2023 | $3,617.00 (+48.66%) Homeowner's exemption | $298,954 (+28.05%) Land $30,000 Building $268,954 | $298,954 (+3.22%) Land $30,000 Building $268,954 |
| 2022 | $2,433.00 Homeowner's exemption | $233,470 | $289,616 Land $28,000 Building $261,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3622 Ginger Ln in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3622 Ginger Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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