3606 Cooper Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3606 Cooper Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 2,016 sqft · built 1989
Lot Size	0.934 acres (40,708 sqft)
Owner	Individual Name on File
Tax Bill	$4,524 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0062-00250`

Property Details

APN / Parcel Number

Primary APN	`520-0062-00250`
Alternative APN	`537387`

Interior

Full Baths	1.75 Baths
Stories	2 Stories
Building Area	2,016 sqft Gross Area
1st Floor Area	130 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Lot Area	40,708 sqft (0.934 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Deck Area	468 sqft
Storage Building	192 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	537387
Street Address	3606 COOPER RD
City	DULUTH
State	MN
Zip	55803-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:002 SERIAL #
Legal Subdivision	BOB DAUGAARDS OF AMITY VALLEY
Legal Block	2
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1014
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0062-00250

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3606 COOPER RD, DULUTH, MN 55803-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3606 COOPER RD, DULUTH, MN 55803-1110
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001064208
Date	Dec 07, 2022
Instrument	1064208

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 04, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3606 COOPER RD, DULUTH, MN 55803-1110
Document Number	000T991821
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 COOPER RD DULUTH MN 558031110, DULUTH, MN 55803-1110

Mortgage

Document Number	000T991821
Date	Nov 06, 2017
Instrument	T991821

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 05, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,524.00 (+3.62%) Homeowner's exemption
2025	$4,366.00 (+2.58%) Homeowner's exemption	$352,500 (+0.06%) Land $39,000 Building $313,500	$352,500 (+0.06%) Land $39,000 Building $313,500
2024	$4,256.00	$352,300 (+18.14%) Land $38,800 Building $313,500	$352,300 (+18.14%) Land $38,800 Building $313,500
2022		$298,200 Land $37,000 Building $261,200	$298,200 Land $37,000 Building $261,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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