Pierce County property record for 3626 278th St E, Spanaway, WA 98387
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1995 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual on Record |
| Last Sale | $200,000 (Dec 2010) |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031835-5-017 |
| Primary APN | 031835-5-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft |
| Porch | Wood Porch |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3626 278TH ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-9551 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 35 TOWNSHIP 18 RANGE 03 QUARTER 14 : L 1 OF SHORT PLAT 84-10-04-0248 TOG/W EASE & RESTRICTIONS OF REC OUT OF 1-010 SEG U-0652 PP ES T/E 1995 REDMN RIDGEDALE #11821450 27X48 (50000-80795) 5/02 VR AFN 200202060005 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 35 |
| Legal Subdivision | PIERCE COUNTY SHORT PLAT |
| Legal Lot Number | 1 |
| Legal Unit | 118214 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | ROY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 73005 |
Source: Pierce County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 3626 278TH ST E, SPANAWAY, WA 98387-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE EMPLOYEES CU |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2010 · Amount on Record |
| Deed Sale | Dec 17, 2010 · Amount on Record |
| Prior Sale | Oct 30, 2009 · Amount on Record |
| Deed Document Number | 2010870 |
| Prior Transfer Date | Oct 29, 2003 |
| Prior Transfer Doc | 0000000946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3626 278TH ST E, SPANAWAY, WA 98387-9551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010170128 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 202210170128 |
| Name | WASHINGTON STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3626 278TH ST E, SPANAWAY, WA 98387-9551 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008300584 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202108300584 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3626 278TH ST E, SPANAWAY, WA 98387-9551 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007110143 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 201707110143 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3626 278TH ST E, SPANAWAY, WA 98387-9551 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0002180081 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 202002180081 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2050 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,600 (+13.07%) Land $234,200 Building $185,400 | $419,600 (+13.07%) Land $234,200 Building $185,400 | |
| 2025 | $4,388.00 (+2.79%) | ||
| 2024 | $4,269.00 (-1.25%) | $371,100 (-3.41%) Land $217,700 Building $153,400 | $371,100 (-3.41%) Land $217,700 Building $153,400 |
| 2023 | $4,323.00 | $384,200 Land $234,200 Building $150,000 | $384,200 Land $234,200 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · Severe Winter Storms, Land & Muds Slides,flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
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