3301 278th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 3301 278th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 1990
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,087 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone A (high risk)
APN	`031835-5-010`

Property Details

APN / Parcel Number

Primary APN	`031835-5-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,026 sqft Living Area
Gross Area	110 sqft
1st Floor Area	1,306 sqft
Upper Floors Area	720 sqft
Basement Area	672 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	109,336 sqft
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	266 sqft
Deck Area	512 sqft
Patio Area	622 sqft
Shed	1 Shed
Shed Area	1,040 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3301 278TH ST E
City	SPANAWAY
State	WA
Zip	98387-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 03 QUARTER 13 : L 2 OF SHORT PLAT 81-10-21-0184 EASE OF RECORD OUT OF 1-021 SEG R-0941 PP EMS
Legal Range	03
Legal Township	18
Legal Section	35
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1005
Census Tract	73005

Owner

Source: Pierce County records · APN 031835-5-010

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3301 278TH ST E, SPANAWAY, WA 98387-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3301 278TH ST E, SPANAWAY, WA 98387-9501
Document Number	2007200725
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 04, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 278TH ST E SPANAWAY WA 983879501, SPANAWAY, WA 98387-9501

Mortgage

Document Number	2007200725
Date	Jul 20, 2020
Instrument	202007200725

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98438-0207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 19, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,900 (+8.5%) Land $222,200 Building $345,700	$567,900 (+8.5%) Land $222,200 Building $345,700
2025	$6,087.00 (-1.35%)
2024	$6,170.00 (+0.05%)	$523,400 (-2.77%) Land $206,400 Building $317,000	$523,400 (-2.77%) Land $206,400 Building $317,000
2023	$6,167.00	$538,300 Land $222,200 Building $316,100	$538,300 Land $222,200 Building $316,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530730051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996, rainfall accumulation, Severe Winter Storms, Land & Muds Slides,flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	100 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.