3417 278th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 3417 278th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,900 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jan 2026)
Tax Bill	$8,638 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031835-1-022`

Property Details

APN / Parcel Number

Primary APN	`031835-1-022`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,900 sqft Living Area
Gross Area	4,160 sqft
1st Floor Area	1,910 sqft
Upper Floors Area	1,198 sqft
Basement Area	792 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	750 sqft
Deck Area	740 sqft
Patio Area	740 sqft
Shed	1 Shed
Shed Area	360 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3417 278TH ST E
City	SPANAWAY
State	WA
Zip	98387-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 03 QUARTER 14 : LOT 57 OF LARGE LOT SUBD #2404 LY IN SE OF NE EASE OF RECORD OUT OF 1-006 SEG L-2900 NC JES
Legal Range	03
Legal Township	18
Legal Section	35
Legal Subdivision	LARGE LOT SUBD
Legal Lot Number	57
Legal Unit	2404
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1005
Census Tract	73005

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3417 278TH ST E, SPANAWAY, WA 98387-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Document Number	2026302
Prior Transfer Date	Apr 12, 2010
Prior Transfer Doc	0000000863
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3417 278TH ST E, SPANAWAY, WA 98387-9501
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007250204
Date	Jul 25, 2022
Instrument	202207250204

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 6, 2026
Property Address	3417 278TH ST E, SPANAWAY, WA 98387-9501
Document Number	0001060302
Map Reference	VOL 25 PG 4
Instrument Date	Jan 2, 2026
Instrument	202601060302
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,337.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 278TH ST E, SPANAWAY, WA 98387-9501
Investor	Possibly a Property Investor

Mortgage

Document Number	0001060303
Date	Jan 6, 2026
Instrument	202601060303

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3417 278TH ST E, SPANAWAY, WA 98387-9501
Document Number	1805110306
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3417 278TH ST E SPANAWAY WA 983879501, SPANAWAY, WA 98387-9501

Mortgage

Document Number	1805110306
Date	May 11, 2018
Instrument	201805110306

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2033

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,638.00 (-1.84%)	$687,700 (-13.16%) Land $281,900 Building $405,800	$687,700 (-13.16%) Land $281,900 Building $405,800
2025	$8,800.00 (-1.12%)	$791,900 (+4.83%) Land $269,400 Building $522,500	$791,900 (+4.83%) Land $269,400 Building $522,500
2024	$8,900.00 (+0.86%)	$755,400 (-2.38%) Land $261,900 Building $493,500	$755,400 (-2.38%) Land $261,900 Building $493,500
2023	$8,824.00	$773,800 Land $281,900 Building $491,900	$773,800 Land $281,900 Building $491,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Winter Storms, Land & Muds Slides,flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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