3623 Silverado Trl, Normal, IL 61761 Property Records

McLean County property record for 3623 Silverado Trl, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,164 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Sep 2018)
Tax Bill	$7,961 (2024)
Deeds & Mortgages	Dec 2014 Construction Loan Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-158-006`

Property Details

APN / Parcel Number

Primary APN	`15-19-158-006`

Interior

Stories	2 Stories
Building Area	1,164 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	3623 SILVERADO TRL
City	NORMAL
State	IL
Zip	61761-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 6TH ADD LOT 276
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	276
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

3623 Silverado Trl is owned and occupied by two individuals who bought it in September 2018.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2014	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 24, 2015	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ASSET MUTUAL MORTGAGE INC
Jul 8, 2014	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	201814999
Record Updated	Jun 8, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201400022266
Date	Dec 11, 2014
Instrument	2014-00022266

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Aug 15, 2015

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005340
Date	Mar 26, 2020
Instrument	2020-00005340

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 12, 2018
Property Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	201800014999
Map Reference	DOC2013-31480
Instrument Date	Aug 16, 2018
Instrument	2018-00014999
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566

Mortgage

Document Number	201800015000
Date	Sep 12, 2018
Instrument	2018-00015000

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

August 2015: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2015
Property Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	201500015921
Map Reference	DOC2013-31480
Instrument Date	Jul 31, 2015
Instrument	2015-00015921
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566

Mortgage

Document Number	201500015922
Date	Aug 24, 2015
Instrument	2015-00015922

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company
Address	MOKENA, IL 60448

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

Interest

Rate	4%

July 2014: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 8, 2014
Property Address	3623 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	201400010966
Map Reference	DOC2013-31480
Instrument Date	Jun 27, 2014
Instrument	2014-00010966
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 LANDMARK DR, NORMAL, IL 61761-2376
Investor	Possibly a Property Investor

Mortgage

Document Number	201400010838
Date	Jul 8, 2014
Instrument	2014-00010838

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Mar 25, 2015

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,692 Land $17,938 Building $95,754	$341,076 Land $53,814 Building $287,262
2024	$7,961.00 (+7.29%)
2023	$7,420.00	$93,536 Land $14,758 Building $78,778	$280,608 Land $44,274 Building $236,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3623 Silverado Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3623 Silverado Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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