3618 Silverado Trl, Normal, IL 61761 Property Records

McLean County property record for 3618 Silverado Trl, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,227 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (Nov 2022)
Tax Bill	$7,705 (2024)
Deeds & Mortgages	Sep 2015 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-157-004`

Property Details

APN / Parcel Number

Primary APN	`15-19-157-004`

Interior

Stories	2 Stories
Building Area	1,227 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	3618 SILVERADO TRL
City	NORMAL
State	IL
Zip	61761-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 6TH ADD LOT 255
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	255
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5108
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Nov 1, 2022	Intrafamily Transfer, Transfer FTC
Oct 28, 2019	Intrafamily Transfer, Transfer
Apr 24, 2014	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Apr 24, 2014 · Amount on Record
Deed Document Number	202219483
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	0000019482
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201500017603
Date	Sep 16, 2015
Instrument	2015-00017603

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2045

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 1, 2022
Property Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Document Number	202200019483
Map Reference	DOC 2013-00031480
Instrument Date	Oct 26, 2022
Instrument	2022-00019483
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532

Mortgage

Document Number	202200019484
Date	Nov 1, 2022
Instrument	2022-00019484

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 1, 2022
Property Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Document Number	202200019482
Map Reference	DOC 2013-00031480
Instrument Date	Oct 17, 2022
Instrument	2022-00019482
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Investor	Possibly a Property Investor

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Oct 28, 2019
Property Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Document Number	201900017701
Map Reference	DOC 2013-31480
Instrument Date	Oct 21, 2019
Instrument	2019-00017701
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Investor	Possibly a Property Investor

April 2014: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 24, 2014
Property Address	3618 SILVERADO TRL, NORMAL, IL 61761-9532
Document Number	201400006320
Map Reference	DOC2013-31480
Instrument Date	Apr 14, 2014
Instrument	2014-00006320
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 LANDMARK DR, NORMAL, IL 61761-2376
Investor	Possibly a Property Investor

Mortgage

Document Number	201400006321
Date	Apr 24, 2014
Instrument	2014-00006321

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Nov 14, 2014

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,245 (+21.55%) Land $19,433 Building $90,812	$330,735 (+21.55%) Land $58,299 Building $272,436
2024	$7,705.00 (+7.31%)
2023	$7,180.00 (+6.64%)	$90,699 (+10.99%) Land $15,988 Building $74,711	$272,097 (+10.99%) Land $47,964 Building $224,133
2022	$6,733.00	$81,718 Land $14,405 Building $67,313	$245,154 Land $43,215 Building $201,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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