3621 Silverado Trl, Normal, IL 61761 Property Records

McLean County property record for 3621 Silverado Trl, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$7,474 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-158-005`

Property Details

APN / Parcel Number

Primary APN	`15-19-158-005`

Interior

Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	3621 SILVERADO TRL
City	NORMAL
State	IL
Zip	61761-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 6TH ADD LOT 275
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	275
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

3621 Silverado Trl is owned and occupied by an individual who acquired it in July 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jan 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC
Jul 19, 2023	Intrafamily Transfer, Subdivision Related Transfer
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Dec 8, 2022	Intrafamily Transfer, Subdivision Related Transfer · Commercial Mortgage BANK OF PONTIAC
Oct 11, 2021	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO
Nov 3, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023
Deed Sale	Jul 19, 2023
Prior Sale	Jul 17, 2023 · Amount on File
Deed Document Number	20239440
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202100027236
Date	Nov 16, 2021
Instrument	2021-00027236

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 9, 2022

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 JOAN WAY, NORMAL, IL 61761-3217

Mortgage

Document Number	202300000697
Date	Jan 17, 2023
Instrument	2023-00000697

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 19, 2023
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	202300009440
Map Reference	DOC 2013-00031480
Instrument Date	Jul 12, 2023
Instrument	2023-00009440
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 17, 2023
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	202300009270
Map Reference	DOC 2013-00031480
Instrument Date	Jul 10, 2023
Instrument	2023-00009270
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566

Mortgage

Document Number	202300009271
Date	Jul 17, 2023
Instrument	2023-00009271

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2022: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Dec 8, 2022
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	202200021452
Map Reference	DOC 2013-00031480
Instrument Date	Dec 1, 2022
Instrument	2022-00021452
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573

Mortgage

Document Number	202300000697
Date	Dec 8, 2022
Instrument	2023-00000697

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 11, 2021
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	202100024476
Map Reference	DOC 2013-00031480
Instrument Date	Oct 5, 2021
Instrument	2021-00024476
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573
Investor	Possibly a Property Investor

Mortgage

Document Number	202100024477
Date	Oct 11, 2021
Instrument	2021-00024477

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCLEAN IL
Recording Date	Nov 3, 2021
Property Address	3621 SILVERADO TRL, NORMAL, IL 61761-9566
Document Number	202100026485
Map Reference	DOC 2013-00031480
Instrument Date	Oct 1, 2021
Instrument	2021-00026485
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,128 Land $18,035 Building $89,093	$321,384 Land $54,105 Building $267,279
2024	$7,474.00 (+3.42%)
2023	$7,227.00 (+301.72%)	$88,135 (+76.32%) Land $14,837 Building $73,298	$264,405 (+76.32%) Land $44,511 Building $219,894
2022	$1,799.00	$49,987 Land $14,405 Building $35,582	$149,961 Land $43,215 Building $106,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3621 Silverado Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3621 Silverado Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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