St. Charles County property record for 3619 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,153 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Nov 2015) |
| Tax Bill | $6,441 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500268 |
| Primary APN | T060500268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,153 sqft Living Area |
| Gross Area | 4,644 sqft |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 1,356 sqft |
| Finished Basement | 505 sqft |
| Unfinished Basement | 851 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 204 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500268 |
|---|---|
| Street Address | 3619 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #1 LOT 1003 |
| Legal Subdivision | NEW TOWN AT ST CHAS #1 |
| Legal Lot Number | 1003 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 310201 |
3619 Hempstead St is owned and occupied by two individuals who bought it in November 2015.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3619 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on File |
| Deed Sale | Nov 13, 2015 · Amount on File |
| Prior Sale | Aug 1, 2005 · Amount on File |
| Deed Document Number | 2015750950 |
| Deed Book / Page | 6450 / 1010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3619 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3619 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103 |
| Document Number | 2021R024603 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021R-024603 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3619 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0071692318 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 7169/2318 |
| Instrument | 20191028000604950 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3619 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073061120 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 7306/1120 |
| Instrument | 20200529000351710 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2025 property tax bill for 3619 Hempstead St was $6,441.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,915 (-) | $520,603 (-) Land $93,336 Building $427,267 | |
| 2025 | $6,441.00 | $98,915 | $520,603 Land $93,336 Building $427,267 |
| 2023 | $87,543 | ||
| 2022 | $460,753 Land $70,002 Building $390,751 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3619 Hempstead St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3619 Hempstead St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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