Santa Rosa County property record for 3612 Ginger Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,314 sqft · built 2006 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $180,000 (Aug 2016) |
| Tax Bill | $196 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-0000-02138-0000 |
| Primary APN | 39-1S-27-0000-02138-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 2,314 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 179 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3612 GINGER LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESCRIPTION PER DEED 2013* COM AT NE SEC CORN THN N87*0W ON N SEC LN 358 FT TO E R/W OF GINGER LN THN S3*0W ON R/W 1058 FT TO POB & CONT 132 FT THN S87*0E 179 FT THN N3*0E 132 FT THN N87*0W 179 FT TO POB AS DES IN OR 3543 PG 708 |
| Legal Range | 27W |
| Legal Township | 1S |
| Legal Section | 39 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1217 |
| Census Tract | 10802 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3612 GINGER LN, NAVARRE, FL 32566-9618 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 6, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Mar 13, 2013 · Amount on Record |
| Deed Document Number | 201629972 |
| Deed Book / Page | 3543 / 708 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0046661049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 6, 2025 |
| Property Address | 3612 GINGER LN, NAVARRE, FL 32566-9618 |
| Document Number | 0046661049 |
| Book / Page | 4666 / 1049 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 202547060 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3612 GINGER LN, NAVARRE, FL 32566-9618 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3612 GINGER LN, NAVARRE, FL 32566-9618 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3612 GINGER LN, NAVARRE, FL 32566-9618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042500445 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 4250/445 |
| Instrument | 202211125 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196.00 (+7.69%) | $291,949 (+2.9%) | $303,848 (+5.7%) Land $50,000 Building $253,848 |
| 2024 | $182.00 (+7.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $283,721 (+3%) | $287,467 (+4.36%) Land $40,000 Building $247,467 |
| 2023 | $170.00 (-94.63%) | $275,457 (+2.08%) Land $30,000 Building $245,457 | $275,457 (+2.08%) Land $30,000 Building $245,457 |
| 2022 | $3,168.00 | $269,838 | $269,838 Land $28,000 Building $241,838 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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