3621 Tree Line Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3621 Tree Line Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,667 sqft · built 1990
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on Record
Last Sale	$144,900 (May 2004)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85753`

Property Details

APN / Parcel Number

Primary APN	`85753`
Alternative APN	`162630075500010550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,667 sqft Heated Area
Gross Area	2,458 sqft
1st Floor Area	1,667 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	510 sqft
Porch	Open Porch
Porch Area	215 sqft
Deck Area	316 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85753
Street Address	3621 TREE LINE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 55
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	PINE CHASE EST
Legal Tract	755
Legal Block	1
Legal Lot Number	55
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3621 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2004 · Amount on Record
Deed Sale	May 18, 2004 · Amount on Record
Prior Sale	May 24, 2002 · Amount on Record
Deed Document Number	2004105372
Deed Book / Page	2516 / 0384
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3621 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 TREE LINE WAY, SAINT CLOUD, FL 34769-6508

Mortgage

Document Number	0060792812
Date	Nov 4, 2021
Book Page	6079/2812
Instrument	2021171751

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3621 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053380131
Date	May 22, 2018
Book Page	5338/0131
Instrument	2018080506

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+8.55%) Homeowner's exemption	$103,901 (+5.99%)	$290,000 (+7.77%) Land $70,000 Building $220,000
2023	$1,006.00 (+5.23%) Homeowner's exemption	$98,033 (+3%)	$269,100 (+3.82%) Land $55,000 Building $214,100
2022	$956.00 Homeowner's exemption	$95,178	$259,200 Land $55,000 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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