3614 Tree Line Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3614 Tree Line Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1990
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2019)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0755-0001-0240`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0755-0001-0240`
Alternative APN	`263016075500010240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,506 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Vinyl Porch
Porch Area	48 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3614 TREE LINE WAY
City	SAINT CLOUD
State	FL
Zip	34769-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 24
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	PINE CHASE ESTATES UNIT 1
Legal Block	1
Legal Lot Number	24
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3614 TREE LINE WAY, SAINT CLOUD, FL 34769-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	2019164450
Deed Book / Page	5643 / 1155
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	0040851943
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 19, 2019
Property Address	3614 TREE LINE WAY, SAINT CLOUD, FL 34769-6507
Document Number	0056431155
Book / Page	5643 / 1155
Map Reference	MB 5 PG 169
Instrument Date	Dec 16, 2019
Instrument	2019164450
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 N LAKE PLEASANT RD, 704, APOPKA, FL 32712-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3614 TREE LINE WAY, SAINT CLOUD, FL 34769-6507

Mortgage

Document Number	0056431156
Date	Dec 19, 2019
Instrument	5643/1156

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+3.61%) Homeowner's exemption	$204,998 (+5.99%)	$276,000 (+7.64%) Land $70,000 Building $206,000
2024	$2,800.00 (+2.79%)
2023	$2,724.00 (+3.77%) Homeowner's exemption	$193,419 (+3%)	$256,400 (+4.1%) Land $55,000 Building $201,400
2022	$2,625.00 Homeowner's exemption	$187,786	$246,300 Land $55,000 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100