3617 Tree Line Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3617 Tree Line Way, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,465 sqft · built 1991
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Nov 2017)
Tax Bill$3,684 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85751

Property Details

APN / Parcel Number

Primary APN85751
Alternative APN
  • 162630075500010530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,465 sqft Heated Area
Gross Area1,920 sqft
1st Floor Area1,465 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area338 sqft
PorchOpen Porch
Porch Area15 sqft
Deck Area642 sqft
FenceFence
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85751
Street Address3617 TREE LINE WAY
CitySAINT CLOUD
StateFL
Zip34769-6508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionPINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 53
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionPINE CHASE EST
Legal Tract755
Legal Block1
Legal Lot Number53
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3020
Census Tract43208

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2389 DATURA LOOP, SAINT CLOUD, FL 34772-7867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · FHA Mortgage
RP FUNDING INC
Nov 2, 2017Warranty Deed, Transfer · Conventional Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 2, 2017 · Amount on Record
Deed SaleNov 2, 2017 · Amount on Record
Prior SaleNov 28, 2001 · Amount on Record
Deed Document Number2017157306
Deed Book / Page5233 / 2894
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3617 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3617 TREE LINE WAY, SAINT CLOUD, FL 34769-6508

Mortgage

Document Number0058891316
DateFeb 11, 2021
Book Page5889/1316
Instrument2021020060
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 2, 2017
Property Address3617 TREE LINE WAY, SAINT CLOUD, FL 34769-6508
Document Number0052332894
Book / Page005233 / 002894
Instrument DateOct 13, 2017
Instrument157306
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyYOUR TITLE CONNECTION LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3617 TREE LINE WAY ST CLOUD FL 347696508, ST CLOUD, FL 34769-6508

Mortgage

Document Number52332896
DateNov 2, 2017
Book Page005233/002896
Instrument157307
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,684.00 (+4.63%) Homeowner's exemption$186,597 (+5.99%)$282,900 (+8.02%) Land $70,000 Building $212,900
2023$3,521.00 (+3.04%) Homeowner's exemption$176,058 (+3%)$261,900 (+3.89%) Land $55,000 Building $206,900
2022$3,417.00 Homeowner's exemption$170,931$252,100 Land $55,000 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
100 / 100

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