3521 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3521 Terrace Dr, Oxnard, CA 93033 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,320 sqft Living Area
Lot Size7,659 sqft (0.176 acres)
Garage557 sqft
OccupancyOwner Occupied
Tax Bill$3,826.00 (2025)

Owner

Source: Ventura County records · APN 221-0-220-085

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3521 TERRACE DR, OXNARD, CA 93033-6673
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Intrafamily Transfer, Transfer
May 01, 2019Deed of Trust, Mortgage · Line of Credit
CBC FCU
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
CBC FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 22, 2023
Transfer Doc0000016095
Record RefreshedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateMar 01, 2023
Property Address3521 TERRACE DR, OXNARD, CA 93033-6673
Document Number0000016095
Map ReferenceMB 112 PG 82
Instrument DateFeb 23, 2023
Instrument2023000016095
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3521 TERRACE DR, OXNARD, CA 93033-6673

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3521 TERRACE DR, OXNARD, CA 93033-6673
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047081
DateMay 01, 2019
Instrument20190501-00047081
Lender
NameCBC FCU
TypeCredit Union
AddressOXNARD, CA 93036
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 28, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3521 TERRACE DR, OXNARD, CA 93033-6673
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3521 TERRACE DR, OXNARD, CA 93033-6673

Mortgage

Document Number0000155178
DateSep 25, 2020
Instrument20200925-00155178
Lender
NameCBC FCU
TypeCredit Union
AddressOXNARD, CA 93036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictHueneme Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$497,592 (+2%) Land $199,033 Building $298,559
2025$3,826.00 (+1.08%) Veteran's exemption$487,836 (+4.04%) Land $195,131 Building $292,705
2024$3,785.00 (-30.06%)
2023$5,412.00 (+2.13%) Homeowner's exemption$468,894 Land $187,554 Building $281,340
2022$5,299.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN221-0-220-085

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,320 sqft Living Area
1st Floor1,368 sqft 1st Floor
2nd Floor952 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area7,659 sqft (0.176 acres)
Parking Spaces2 Parking Spaces
Garage Area557 sqft Garage
PorchPorch
Porch Area24 sqft Porch

Location & Zoning

Street Address3521 TERRACE DR
CityOXNARD
StateCA
Zip93033-6673
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 2
Legal SubdivisionTRACT 4301
Legal Block220
Legal Lot Number2
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup2
Census Block2003
Census Tract4711

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