3620 Gandy Rd, Bartow, FL 33830 Property Records

Polk County property record for 3620 Gandy Rd, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1967
Square Footage	1,306 sqft Living Area
Lot Size	41,552 sqft (0.954 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2020)
Tax Bill	$1,650.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-34-000000-011010`
Alternative APNs	`342925000000011010` `42925000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,306 sqft Living Area
Gross Area	1,592 sqft Gross Area
1st Floor	1,306 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	41,552 sqft (0.954 acres)
Garage Type	Attached Garage
Garage Area	286 sqft Garage
Porch Area	132 sqft Porch

Location & Zoning

Street Address	3620 GANDY RD
City	BARTOW
State	FL
Zip	33830-9405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SE1/4 OF NE1/4 OF NE1/4 LESS N 396 FT & LESS E 480 FT & LESS MAINT R/W
Legal Range	25E
Legal Township	29S
Legal Section	34
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2020
Census Tract	14501

Owner

Source: Polk County records · APN 25-29-34-000000-011010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3620 GANDY RD, BARTOW, FL 33830-9405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Prior Sale	Apr 12, 1995 · Amount on Record
Deed Doc Number	2020181246
Deed Book / Page	11359 / 1276
Prior Transfer Date	Mar 30, 1995
Prior Transfer Doc	3517000987
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 02, 2020
Property Address	3620 GANDY RD, BARTOW, FL 33830-9405
Document Number	0113591276
Book / Page	011359 / 001276
Instrument Date	Aug 27, 2020
Instrument	181246
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 GANDY RD BARTOW FL 338309405, BARTOW, FL 33830-9405

Mortgage

Document Number	113591277
Date	Sep 02, 2020
Book Page	011359/001277
Instrument	181247

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (-18.76%) Homeowner's exemption	$167,831 (+5.99%)	$168,250 (-1.12%) Land $16,621 Building $151,629
2023	$2,031.00 (+3.62%) Homeowner's exemption	$158,350 (+3%)	$170,160 (+10.68%) Land $16,621 Building $153,539
2022	$1,960.00 Homeowner's exemption	$153,738 Land $14,128 Building $139,610	$153,738 Land $14,128 Building $139,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	About 1 in 248 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.