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3410 Gandy Rd, Bartow, FL 33830 Property Records

Polk County property record for 3410 Gandy Rd, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,266 sqft · built 1979
Lot Size0.495 acres (21,571 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (Aug 2022)
Tax Bill$2,532 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN25-29-34-000000-011100

Property Details

APN / Parcel Number

Primary APN25-29-34-000000-011100
Alternative APNs
  • 342925000000011100
  • 42925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,266 sqft Living Area
Gross Area1,616 sqft
1st Floor Area1,266 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area21,571 sqft (0.495 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area350 sqft
Patio Area399 sqft

Location & Zoning

Street Address3410 GANDY RD
CityBARTOW
StateFL
Zip33830-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 102 FT OF E 408 FT OF S 230 FT OF NW1/4 OF NE1/4 OF NE1/4 LESS S 15 FT FOR GANDY RD
Legal Range25E
Legal Township29S
Legal Section34
Legal SubdivisionALAMEDA HEIGHTS
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2020
Census Tract14501

Owner

Source: Polk County records · APN 25-29-34-000000-011100

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3410 GANDY RD, BARTOW, FL 33830-9425
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
AUSTIN CAPITAL BANK SSB
Jun 06, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Prior SaleJun 06, 2022 · Amount on Record
Deed Document Number2022233733
Deed Book / Page12396 / 354
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 29, 2022
Property Address3410 GANDY RD, BARTOW, FL 33830-9425
Document Number0000233733
Book / Page12396 / 354
Instrument DateAug 22, 2022
Instrument2022233733
Transaction TypeTransfer
Record UpdatedSep 09, 2022
Title CompanyHILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 N FRANKLIN ST STE 2000, 201, TAMPA, FL 33602-5627

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3410 GANDY RD, BARTOW, FL 33830-9425

Mortgage

Document Number0012396356
DateAug 29, 2022
Instrument12396/356
Lender
NameAUSTIN CAPITAL BANK SSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 06, 2022
Property Address3410 GANDY RD, BARTOW, FL 33830-9425
Document Number0000153491
Book / Page12284 / 372
Instrument DateJun 03, 2022
Instrument2022153491
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,064.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14207 SPRING WAY CIRCLE, 14207, VALRICO, FL 33596

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 N FRANKLIN ST STE 2000, 2000, TAMPA, FL 33602-5627

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,532.00 (-21.8%) Homeowner's exemption$236,083 (-5.7%) Land $35,000 Building $201,083$236,083 (-5.7%) Land $35,000 Building $201,083
2023$3,238.00 (+274.34%) Homeowner's exemption$250,362 (+278.38%) Land $25,000 Building $225,362$250,362 (+36.87%) Land $25,000 Building $225,362
2022$865.00$66,166$182,919 Land $21,000 Building $161,919

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims23 (1979–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Frances, Sep 2004 · 13 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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