3630 Gandy Rd, Bartow, FL 33830 Property Records

Polk County property record for 3630 Gandy Rd, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	2,787 sqft Living Area
Lot Size	62,548 sqft (1.43 acres)
Occupancy	Owner Occupied
Last Sale	$229,000 (2017)
Tax Bill	$2,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-34-000000-011120`
Alternative APNs	`342925000000011120` `42925000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,787 sqft Living Area
1st Floor	2,787 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	62,548 sqft (1.43 acres)
Shed	1 Shed
Porch Area	382 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	3630 GANDY RD
City	BARTOW
State	FL
Zip	33830-9405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 240 FT OF E 480 FT OF SE1/4 OF NE1/4 OF NE1/4 LESS N 396 FT & LESS RD R/W
Legal Range	25E
Legal Township	29S
Legal Section	34
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2020
Census Tract	14501

Owner

Source: Polk County records · APN 25-29-34-000000-011120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3630 GANDY RD, BARTOW, FL 33830-9405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Sep 08, 2006 · Amount on Record
Deed Doc Number	2017249125
Deed Book / Page	10352 / 1157
Transfer Doc	0038520195
Record Refreshed	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 28, 2017
Property Address	3630 GANDY RD, BARTOW, FL 33830-9405
Document Number	0103521157
Book / Page	010352 / 001157
Instrument Date	Dec 22, 2017
Instrument	249125
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3907 WARBLER DR BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number	103521158
Date	Dec 28, 2017
Book Page	010352/001158
Instrument	249126

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00 (-20.66%) Homeowner's exemption	$208,405 (+5.99%)	$325,043 (-1.39%) Land $25,019 Building $300,024
2024	$2,740.00 (+7.54%)
2023	$2,548.00 (+3.24%) Homeowner's exemption	$196,633 (+3%)	$329,612 (+8.97%) Land $25,019 Building $304,593
2022	$2,468.00 Homeowner's exemption	$190,906	$302,492 Land $21,266 Building $281,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 413 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.