3620 Falling Leaf Ln, Cumming, GA 30041 Property Records

Forsyth County property record for 3620 Falling Leaf Ln, Cumming, GA 30041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,016 sqft · built 2007
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jan 2022)
Tax Bill	$3,999 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`239-000-255`

Property Details

APN / Parcel Number

Primary APN	`239-000-255`
Alternative APNs	`0000235183` `239 255`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,016 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000235183
Street Address	3620 FALLING LEAF LN
City	CUMMING
State	GA
Zip	30041-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	14-1 249 LT10 AUTUMN COVE
Legal Subdivision	AUTUMN COVE
Legal Block	2
Legal Lot Number	10
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2000
Census Tract	130506

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 FALLING LEAF LN, CUMMING, GA 30041-2087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	May 13, 2008
Deed Book / Page	10583 / 489
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 27, 2022
Property Address	3620 FALLING LEAF LN, CUMMING, GA 30041-2087
Document Number	0105830489
Book / Page	10583 / 489
Instrument Date	Jan 27, 2022
Instrument	2022-000947
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 FALLING LEAF LN, CUMMING, GA 30041-2087

Mortgage

Document Number	0105830000000494
Date	Jan 28, 2022
Book Page	0000010583/0000000494

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3620 FALLING LEAF LN, CUMMING, GA 30041-2087
Document Number	0086880265
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 FALLING LEAF LN CUMMING GA 300412087, CUMMING, GA 30041-2087

Mortgage

Document Number	0086880265
Date	Sep 28, 2018
Book Page	008688/000265

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,999.00 (+12.46%)	$179,908 (+2.92%) Land $50,000 Building $129,908	$449,770 (+2.92%) Land $125,000 Building $324,770
2023	$3,556.00 (+418.37%) Homeowner's exemption	$174,800 (+45.13%) Land $40,000 Building $134,800	$437,000 (+45.13%) Land $100,000 Building $337,000
2022	$686.00 Homeowner's exemption	$120,444 Land $30,000 Building $90,444	$301,110 Land $75,000 Building $226,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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