Charlotte County property record for 3620 Carmichael Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,055 sqft · built 2014 |
| Lot Size | 0.226 acres (9,838 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (May 2025) |
| Tax Bill | $9,006 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412223129012 |
| Primary APN | 412223129012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 3,009 sqft |
| 1st Floor Area | 2,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 9,838 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Driveway | Driveway |
| Driveway Area | 728 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 365 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952110278000 |
|---|---|
| Street Address | 3620 CARMICHAEL DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK162 LT3 977-892 1006-17 1014-106&109 1157/532 1929/2192 3600/2020 3828/1913 4074/2108 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 162 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10405 |
Source: Charlotte County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 844 SPRING VALLEY CT, SCHAUMBURG, IL 60193-4300 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2016 · Amount on Record |
| Deed Document Number | 20253528133 |
| Prior Transfer Date | Dec 17, 2013 |
| Prior Transfer Doc | 0038281913 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,006.00 (-8.88%) | $541,951 (+2.5%) Land $97,750 Building $444,201 | $541,951 (-3.21%) Land $97,750 Building $444,201 |
| 2024 | $9,884.00 (+1.81%) | ||
| 2023 | $9,708.00 (+11.92%) | $528,748 (-3.4%) | $559,911 (+2.29%) Land $115,000 Building $444,911 |
| 2022 | $8,674.00 | $547,356 Land $81,600 Building $465,756 | $547,356 Land $81,600 Building $465,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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