Charlotte County property record for 3706 Carmichael Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,554 sqft · built 2000 |
| Lot Size | 0.249 acres (10,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2015) |
| Tax Bill | $7,015 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412223130012 |
| Primary APN | 412223130012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,554 sqft Living Area |
| Gross Area | 3,722 sqft |
| 1st Floor Area | 2,554 sqft |
| Intercom | Intercom |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 10,864 sqft (0.249 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 788 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 380 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952110118291 |
|---|---|
| Street Address | 3706 CARMICHAEL DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK160 LT29 565/1345 585/984-1102 1744/208 3108/1548 3683/1817 3946/962 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 160 |
| Legal Lot Number | 29 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10405 |
3706 Carmichael Dr is owned and occupied by two individuals who bought it in February 2015.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3706 CARMICHAEL DR, PUNTA GORDA, FL 33950-8154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on File |
| Deed Sale | Feb 27, 2015 · Amount on File |
| Prior Sale | Aug 20, 2012 · Amount on File |
| Deed Document Number | 20152331693 |
| Deed Book / Page | 3946 / 962 |
| Prior Transfer Date | Aug 10, 2012 |
| Prior Transfer Doc | 0036831817 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3706 Carmichael Dr was $7,015 with a homeowner's exemption, up 2.3% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,015.00 (+2.3%) Homeowner's exemption | $463,119 | $564,076 Land $97,750 Building $466,326 |
| 2024 | $6,857.00 (+1.54%) | ||
| 2023 | $6,753.00 (+2.68%) Homeowner's exemption | $436,958 (+3%) | $588,473 (+0.94%) Land $115,000 Building $473,473 |
| 2022 | $6,577.00 Homeowner's exemption | $424,231 | $583,001 Land $81,600 Building $501,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3706 Carmichael Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3706 Carmichael Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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