Charlotte County property record for 3609 Carmichael Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,179 sqft · built 2003 |
| Lot Size | 0.219 acres (9,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (May 2014) |
| Tax Bill | $7,483 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 41-22-23-126-004 |
| Primary APN | 41-22-23-126-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,179 sqft Living Area |
| Gross Area | 3,115 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Ceramic Tile |
| Lot Area | 9,581 sqft (0.219 acres) |
| Garage Type | Finished |
| Garage Area | 633 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 303 sqft |
| Loading Dock | 231 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004695883 |
|---|---|
| Old Parcel Number | 00951370003101 |
| Street Address | 3609 CARMICHAEL DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 012 0133 0001 PUNTA GORDA ISLES SEC12 BLK133 LT 1 571/850 972/2173 1014/1175 1019/944 1765/602 1814/1612 2 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 133 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 10405 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3609 CARMICHAEL DR, PUNTA GORDA, FL 33950-8119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2014 · Amount on Record |
| Deed Sale | May 29, 2014 · Amount on Record |
| Prior Sale | Feb 23, 2004 |
| Deed Document Number | 2269820 |
| Deed Book / Page | 3871 / 2094 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,483.00 (-9.92%) Homeowner's exemption | $491,330 (+5.99%) | $707,727 (+1.65%) Land $280,000 Building $427,727 |
| 2023 | $8,307.00 (+4.23%) Homeowner's exemption | $463,576 (+3%) | $696,259 (+1.6%) Land $280,000 Building $416,259 |
| 2022 | $7,970.00 Homeowner's exemption | $450,074 | $685,277 Land $193,800 Building $491,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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