362 Wilcox Ave, Elgin, IL 60123 Property Records

Kane County property record for 362 Wilcox Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,298 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$447,000 (Dec 2017)
Tax Bill$4,997 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-108-018

Property Details

APN / Parcel Number

Primary APN06-23-108-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area1,298 sqft Living Area
Gross Area2,240 sqft
Basement Area942 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address362 WILCOX AVE
CityELGIN
StateIL
Zip60123-7354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 4TH ADDN LOT 11 BLOCK 6
Legal SubdivisionGROTE&WALDRONS 4TH ADDN
Legal Block6
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address362 WILCOX AVE, ELGIN, IL 60123-7354
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2017 · Amount on Record
Deed SaleDec 13, 2017 · Amount on Record
Prior SaleMay 8, 2014 · Amount on Record
Deed Document Number201764852
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 13, 2017
Property Address362 WILCOX AVE, ELGIN, IL 60123-7354
Document Number0000064852
Instrument DateDec 7, 2017
Instrument2017K064852
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address362 WILCOX AVE, ELGIN, IL 60123-7354

Mortgage

Document Number0000064853
DateDec 13, 2017
Instrument2017K064853
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,997.00 (+15.78%) Homeowner's exemption$73,512 (+8.57%) Land $18,999 Building $54,513$220,624 (+8.57%) Land $57,020 Building $163,604
2024$67,709 (+21.39%) Land $17,499 Building $50,210$203,208 (+21.44%) Land $52,518 Building $150,690
2022$4,316.00 (+4.83%) Homeowner's exemption$55,776 (+6.96%) Land $14,415 Building $41,361$167,328 (+6.96%) Land $43,245 Building $124,083
2021$4,117.00 Homeowner's exemption$52,147 Land $13,477 Building $38,670$156,441 Land $40,431 Building $116,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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