353 Wilcox Ave, Elgin, IL 60123 Property Records

Kane County property record for 353 Wilcox Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,352 sqft · built 1893
Lot Size0.123 acres (5,346 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Jun 2026)
Tax Bill$5,635 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-133-001

Property Details

APN / Parcel Number

Primary APN06-23-133-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
Gross Area2,028 sqft
Basement Area676 sqft

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,346 sqft (0.123 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address353 WILCOX AVE
CityELGIN
StateIL
Zip60123-7352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 4TH ADDN WEST 81 FT OF LOT 1 BLOCK 5
Legal SubdivisionGROTE&WALDRONS 4TH ADDN
Legal Block5
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5015
Census Tract851600

Owner

Source: Kane County records · APN 06-23-133-001

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address635 3RD AVE, MARENGO, IL 60152-2429
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer · Conventional Mortgage
CHAMPIONS FUNDING LLC
Dec 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleJun 29, 2016 · Amount on Record
Deed Document Number202625495
Prior Transfer DateMar 08, 1995
Prior Transfer Doc0000016866
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 18, 2026
Property Address353 WILCOX AVE, ELGIN, IL 60123-7352
Document Number0000025495
Instrument DateMar 26, 2026
Instrument202625495
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$34,693.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address635 3RD AVE, MARENGO, IL 60152-2429

Mortgage

Document Number0000025496,
DateJun 18, 2026
Instrument202625496
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate8.75%
Initial TypeFixed Rate
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address353 WILCOX AVE, ELGIN, IL 60123-7352
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059383
DateDec 09, 2019
Instrument2019K059383
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049
Interest
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,635.00 (+4.47%) Homeowner's exemption$81,874 (+8.57%) Land $15,540 Building $66,334$245,720 (+8.57%) Land $46,639 Building $199,082
2024$5,394.00 (+10.85%)$75,411 (+21.39%) Land $14,313 Building $61,098$226,324 (+21.44%) Land $42,956 Building $183,367
2022$4,866.00 (+4.74%) Homeowner's exemption$62,121 (+6.96%) Land $11,791 Building $50,330$186,363 (+6.96%) Land $35,373 Building $150,990
2021$4,646.00 Homeowner's exemption$58,079 Land $11,024 Building $47,055$174,237 Land $33,072 Building $141,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898516005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 578 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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