358 Wilcox Ave, Elgin, IL 60123 Property Records

Kane County property record for 358 Wilcox Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,320 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$182,333 (Dec 2007)
Tax Bill$5,627 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-108-017

Property Details

APN / Parcel Number

Primary APN06-23-108-017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
Gross Area1,980 sqft
Basement Area660 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address358 WILCOX AVE
CityELGIN
StateIL
Zip60123-7354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 4TH ADDN LOT 2 BLOCK 6
Legal SubdivisionGROTE&WALDRONS 4TH ADDN
Legal Block6
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5014
Census Tract851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address358 WILCOX AVE, ELGIN, IL 60123-7354
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 26, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2007 · Amount on Record
Deed SaleDec 20, 2007 · Amount on Record
Prior SaleJan 5, 2005 · Amount on Record
Deed Document Number2007123762
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address358 WILCOX AVE, ELGIN, IL 60123-7354
Document Number0000039189
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address358 WILCOX AVE ELGIN IL 601237354, ELGIN, IL 60123-7354

Mortgage

Document Number0000039189
DateJul 20, 2020
Instrument39189
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 19, 2040

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address358 WILCOX AVE, ELGIN, IL 60123-7354
Document Number0000006453
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedMay 5, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address358 WILCOX AVE ELGIN IL 601237354, ELGIN, IL 60123-7354

Mortgage

Document Number0000006453
DateFeb 2, 2017
Instrument6453
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,627.00 (+15.81%) Homeowner's exemption
2024$75,310 (+21.39%) Land $17,499 Building $57,811$226,020 (+21.44%) Land $52,518 Building $173,502
2022$4,859.00 (+4.74%) Homeowner's exemption$62,038 (+6.96%) Land $14,415 Building $47,623$186,114 (+6.96%) Land $43,245 Building $142,869
2021$4,639.00 Homeowner's exemption$58,001 Land $13,477 Building $44,524$174,003 Land $40,431 Building $133,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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