362 Watkins Rd, Blanchester, OH 45107 Property Records

Clinton County property record for 362 Watkins Rd, Blanchester, OH 45107

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,368 sqft · built 1947
Lot Size	14.3 acres (626,872 sqft)
Owner	2 Individual Names on File
Last Sale	$266,583 (May 2007)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017845-5`

Property Details

APN / Parcel Number

Primary APN	`017845-5`
Alternative APNs	`210-05-01-05-0000-00` `2100059092`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	1,368 sqft
Basement Area	1,218 sqft
Unfinished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	626,872 sqft (14.3 acres)
Terrain	High
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	660 sqft
Shed	1 Shed
Shed Area	1,144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	017845-5
Street Address	362 WATKINS RD
City	BLANCHESTER
State	OH
Zip	45107
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A3
Legal Description	MS 4365 06 SPLIT REM TO BE 14.391 AC P/DEED 07DUP
Legal Block	134
Jurisdiction	CLINTON OH
Township / Civil Division	MARION
Census Block Group	1
Census Block	1013
Census Tract	964900

Owner

362 Watkins Rd, a rural home, is owned and occupied by two individuals who bought it in May 2007.

Source: Clinton County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	362 WATKINS RD, BLANCHESTER, OH 45107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Mar 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Nov 16, 2011	Deed of Trust, Mortgage UNION SAVINGS BANK
Nov 1, 2010	Deed of Trust, Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2007 · Amount on File
Deed Sale	May 18, 2007 · Amount on File
Prior Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	362 WATKINS RD, BLANCHESTER, OH 45107
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01018/0579
Date	May 29, 2019
Book Page	1018/0579
Instrument	2019-00002109

Lender

Name	PEOPLES BANK
Type	Bank
Address	BLANCHESTER, OH 45107

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	362 WATKINS RD, BLANCHESTER, OH 45107
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01014/0370
Date	Mar 27, 2019
Book Page	1014/0370
Instrument	2019-00001089

Lender

Name	PEOPLES BANK
Type	Bank
Address	BLANCHESTER, OH 45107

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 21, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	362 WATKINS RD, BLANCHESTER, OH 45107
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 WATKINS RD, BLANCHESTER, OH 45107-1054

Mortgage

Document Number	202300002713
Date	Jul 10, 2023
Instrument	2023-00002713

Lender

Name	PEOPLES BANK
Type	Bank
Address	BLANCHESTER, OH 45107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	362 WATKINS RD, BLANCHESTER, OH 45107
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000820/751
Date	Nov 16, 2011
Book Page	820/751
Instrument	2011-00004725

Lender

Name	UNION SAVINGS BANK

Agreement

Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	362 WATKINS RD, BLANCHESTER, OH 45107
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000794/523
Date	Nov 1, 2010
Book Page	794/523
Instrument	2010-00004817

Lender

Name	UNION SAVINGS BANK

Agreement

Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 362 Watkins Rd was $1,358 with a homeowner's exemption, down 13.7% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Marion Township
Unified School District	Blanchester Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (-13.72%) Homeowner's exemption Additional exemption filed	$84,430 (-) Land $48,200 Building $36,230	$241,200 (-) Land $137,700 Building $103,500
2024	$1,574.00 (-8.28%) Homeowner's exemption Additional exemption filed	$84,430 (+0.05%) Land $48,200 Building $36,230	$241,200 (+0.04%) Land $137,700 Building $103,500
2023	$1,716.00 (+28.54%) Homeowner's exemption Additional exemption filed	$84,390 (+46.28%) Land $48,160 Building $36,230	$241,100 Land $137,600 Building $103,500
2022	$1,335.00 Homeowner's exemption Additional exemption filed	$57,690 Land $30,710 Building $26,980
2020			$164,830 Land $87,740 Building $77,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 362 Watkins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Watkins Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLANCHESTER VILLAGE PWS private · serves 4,243 people · EPA ID OH1400111
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband, Spectrum.

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