362 River Oaks Ln, Canton, TX 75103 Property Records

Van Zandt County property record for 362 River Oaks Ln, Canton, TX 75103

Property Summary

Property Type	Single Family Home
Details	1,525 sqft · built 2002
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$323,190 (Sep 2022)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000055119`

Property Details

APN / Parcel Number

Primary APN	`R000055119`
Alternative APN	`014.2645.0001.0014.0000`

Interior

Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	10,542 sqft (0.242 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	52 sqft
Storage Building	180 sqft

Location & Zoning

Account Number	R000055119
Street Address	362 RIVER OAKS LN
City	CANTON
State	TX
Zip	75103-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.242 BLK: 1 LOT: 14 ADD: RIVER OAKS
Legal Subdivision	RIVER OAKS ADDITION
Legal Block	1
Legal Lot Number	14
Jurisdiction	VAN ZANDT TX
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2000
Census Tract	950700

Owner

362 River Oaks Ln is owned and occupied by two individuals who bought it in September 2022.

Source: Van Zandt County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	362 RIVER OAKS LN, CANTON, TX 75103-1140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 21, 2017	Vendor's Lien, Transfer · FHA Mortgage SERVICE FIRST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	202210648
Prior Transfer Date	Jul 23, 2015
Prior Transfer Doc	2015006292
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAN ZANDT TX
Recording Date	Sep 15, 2022
Property Address	362 RIVER OAKS LN, CANTON, TX 75103-1140
Document Number	2022010648
Map Reference	GLD 227A
Instrument Date	Sep 15, 2022
Instrument	2022-010648
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 RS COUNTY ROAD 1308, EMORY, TX 75440-7283

Mortgage

Document Number	2022010649
Date	Sep 15, 2022
Instrument	2022-010649

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAN ZANDT TX
Recording Date	Jun 21, 2017
Property Address	362 RIVER OAKS LN, CANTON, TX 75103-1140
Document Number	2017005381
Instrument Date	Jun 20, 2017
Instrument	2017-005381
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	362 RIVER OAKS LN, 362, CANTON, TX 75103-1140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 VZCR 2506, CANTON, TX 75103

Mortgage

Document Number	2017005382
Date	Jun 21, 2017
Instrument	2017-005382

Lender

Name	SERVICE FIRST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 362 River Oaks Ln was $3,150 with a homeowner's exemption, down 12.2% from the year before.

Source: Van Zandt County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Canton City
County	Van Zandt County
Unified School District	Canton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,280 (-1.05%) Land $32,090 Building $219,190	$251,280 (-1.05%) Land $32,090 Building $219,190
2025	$3,150.00 (-12.23%) Homeowner's exemption	$253,950 Land $32,090 Building $221,860	$253,950 Land $32,090 Building $221,860
2024	$3,589.00 (-37.28%)
2023	$5,722.00	$270,020 Land $22,470 Building $247,550	$270,020 Land $22,470 Building $247,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 River Oaks Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 River Oaks Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 5,028 people · EPA ID TX2340001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
Nextlink Fixed Wireless	300 / 75
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Spectrum.

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