362 N Main St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 362 N Main St, Pontotoc, MS 38863 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,168 sqft · built 1980
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on File
Tax Bill$1,770 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN172C-28-01-007.01

Property Details

APN / Parcel Number

Primary APN172C-28-01-007.01
Alternative APN
  • 20753

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,168 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area82,764 sqft (1.9 acres)
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20753
Street Address362 N MAIN ST
CityPONTOTOC
StateMS
Zip38863-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.8 AC PT S1/2 NW1/4 SW1/4 20071679 4/9/07 20155718 12/1/15 662 488 5474
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group1
Census Block1014
Census Tract950300

Owner

Source: Pontotoc County records · APN 172C-28-01-007.01

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address362 N MAIN ST, PONTOTOC, MS 38863-1539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage
BNA BANK
Oct 26, 2020Deed of Trust, Mortgage · VA Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2015
Deed SaleDec 01, 2015
Prior SaleApr 09, 2007
Deed Document Number2015005718
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address362 N MAIN ST, PONTOTOC, MS 38863-1539
Transaction TypeMortgage
Record UpdatedOct 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 N MAIN ST, PONTOTOC, MS 38863-1539

Mortgage

Document Number2022003749
DateSep 08, 2022
Instrument2022003749
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueSep 13, 2032
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address362 N MAIN ST, PONTOTOC, MS 38863-1539
Transaction TypeMortgage
Record UpdatedJun 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 N MAIN ST, PONTOTOC, MS 38863-1539

Mortgage

Document Number2020004024
DateOct 26, 2020
Instrument2020004024
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,770.00 (+4.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$13,332 (+0.34%)$132,742 (+0.34%) Land $14,950 Building $117,792
2023$1,694.00 Homeowner's exemption Senior Citizen's exemption$13,287$132,297 Land $14,950 Building $117,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BCI Mississippi BroadbandFiber10,000 / 10,000
Tombigbee Electric Power AssociationFiber2,000 / 1,000
TelapexFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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