Pontotoc County property record for 346 N Main St, Pontotoc, MS 38863 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 987 sqft · built 1966 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172C-28-01-005 |
| Primary APN | 172C-28-01-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 987 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 120 sqft |
| Utility Building | 816 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 13559 |
|---|---|
| Street Address | 346 N MAIN ST |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.03 AC SW1/4 DB 509-546 9/90 DB 308-215; 494-437; 502-25,26 20211221 3/22/21 662 760 6680 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950300 |
Source: Pontotoc County records · APN 172C-28-01-005
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 346 N MAIN ST, PONTOTOC, MS 38863-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 346 N MAIN ST, PONTOTOC, MS 38863-1524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001222 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021001222 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (+9.65%) | $7,447 (+5.21%) | $49,650 (+5.23%) Land $14,500 Building $35,150 |
| 2023 | $902.00 | $7,078 | $47,182 Land $14,500 Building $32,682 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019, other causes |
| Wildfire Risk | Moderate above 45% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BCI Mississippi Broadband | Fiber | 10,000 / 10,000 |
| Tombigbee Electric Power Association | Fiber | 2,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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