340 N Main St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 340 N Main St, Pontotoc, MS 38863 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,088 sqft · built 1950
Lot Size1.21 acres (52,708 sqft)
OwnerIndividual Name on File
Tax Bill$662 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN172C-28-01-004

Property Details

APN / Parcel Number

Primary APN172C-28-01-004
Alternative APN
  • 13254

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,088 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialAluminum Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,708 sqft (1.21 acres)
Utility Building108 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number13254
Street Address340 N MAIN ST
CityPONTOTOC
StateMS
Zip38863-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.21 AC SW1/4 DB 245-537 20234914 12/5/23 20244339 12/13/24 662 687 2082
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group1
Census Block1014
Census Tract950300

Owner

Source: Pontotoc County records · APN 172C-28-01-004

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address340 N MAIN ST, PONTOTOC, MS 38863-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2023Deed of Trust, Mortgage
FIRST CHOICE BANK
Dec 13, 2024Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 13, 2024
Transfer Doc2024004339
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address340 N MAIN ST, PONTOTOC, MS 38863-1524
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 TOPSY RD, RANDOLPH, MS 38864-9780

Mortgage

Document Number2023004929
DateDec 06, 2023
Instrument2023004929
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount Recorded
Term6 Months
DueJun 05, 2024

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateDec 13, 2024
Property Address340 N MAIN ST, PONTOTOC, MS 38863-1524
Document Number2024004339
Instrument DateDec 13, 2024
Instrument2024004339
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address110 TOPSY RD, RANDOLPH, MS 38864-9780

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 N MAIN ST, PONTOTOC, MS 38863-1524

Mortgage

Document Number2024004340
DateDec 13, 2024
Instrument2024004340
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$662.00 (+4.09%) Homeowner's exemption$4,990 (-)$49,788 (-) Land $16,500 Building $33,288
2023$636.00 Homeowner's exemption Senior Citizen's exemption$4,990$49,788 Land $16,500 Building $33,288

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019, other causes

Wildfire

Wildfire RiskModerate
above 45% of the US · above 41% of Mississippi
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BCI Mississippi BroadbandFiber10,000 / 10,000
Tombigbee Electric Power AssociationFiber2,000 / 1,000
TelapexFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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