Lorain County property record for 362 Harwood St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Nov 2019) |
| Tax Bill | $1,883 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-035-101-003 |
| Primary APN | 06-25-035-101-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Basement Area | 820 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 114 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 362 HARWOOD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULFHURST 60 X 120 |
| Legal Subdivision | GULFHURST |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 36 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
362 Harwood St is owned and occupied by an individual who bought it in November 2019.
Source: Lorain County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 362 HARWOOD ST, ELYRIA, OH 44035-3957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on File |
| Deed Sale | Nov 21, 2019 · Amount on File |
| Prior Sale | Jun 20, 2008 · Amount on File |
| Deed Document Number | 2019739170 |
| Prior Transfer Date | May 20, 2008 |
| Prior Transfer Doc | 0000258168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 362 HARWOOD ST, ELYRIA, OH 44035-3957 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000835690 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0835690 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 21, 2019 |
| Property Address | 362 HARWOOD ST, ELYRIA, OH 44035-3957 |
| Document Number | 0000739170 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 739170 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 HARWOOD ST ELYRIA OH 440353957, ELYRIA, OH 44035-3957 |
| Document Number | 739171 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 739171 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2049 |
The 2025 property tax bill for 362 Harwood St was $1,883 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,883.00 Homeowner's exemption | $40,000 (+0.02%) Land $12,570 Building $27,430 | $114,260 (-) Land $35,900 Building $78,360 |
| 2024 | $1,883.00 (+22.91%) | $39,991 (+42.24%) Land $12,565 Building $27,426 | $114,260 (+42.24%) Land $35,900 Building $78,360 |
| 2023 | $1,532.00 (+0.39%) | $28,116 (-0.01%) Land $8,939 Building $19,177 | $80,330 Land $25,540 Building $54,790 |
| 2022 | $1,526.00 | $28,120 Land $8,940 Building $19,180 | |
| 2021 | $80,330 Land $25,540 Building $54,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 362 Harwood St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 362 Harwood St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures