357 Harwood St, Elyria, OH 44035 Property Records

Lorain County property record for 357 Harwood St, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	Owner Name on File
Last Sale	$99,000 (Feb 2008)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-035-109-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-035-109-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	896 sqft
2nd Floor Area	200 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	236 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	357 HARWOOD ST
City	ELYRIA
State	OH
Zip	44035-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULFHURST 65 X 120 S/L 27
Legal Subdivision	GULFHURST SUBDIVISION #1
Legal Tract	25
Legal Block	109
Legal Lot Number	27
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-035-109-004

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	357 HARWOOD ST, ELYRIA, OH 44035-3920
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit RESOLUTE BK
Aug 08, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2008 · Amount on Record
Deed Sale	Feb 20, 2008 · Amount on Record
Deed Document Number	2008000741
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	357 HARWOOD ST, ELYRIA, OH 44035-3920
Document Number	0000788253
Instrument Date	Nov 05, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	357 HARWOOD ST ELYRIA OH 440353920, ELYRIA, OH 44035-3920

Mortgage

Document Number	0000788253
Date	Nov 12, 2020
Instrument	788253

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	357 HARWOOD ST, ELYRIA, OH 44035-3920
Document Number	0000658568
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HARWOOD ST ELYRIA OH 440353920, ELYRIA, OH 44035-3920

Mortgage

Document Number	0000658568
Date	Jan 17, 2018
Instrument	658568

Lender

Name	RESOLUTE BK
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	357 HARWOOD ST, ELYRIA, OH 44035-3920
Document Number	0000640653
Instrument Date	Aug 08, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	357 HARWOOD ST ELYRIA OH 440353920, ELYRIA, OH 44035-3920

Mortgage

Document Number	0000640653
Date	Aug 15, 2017
Instrument	640653

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 14, 2042

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00	$49,750 (+%) Land $13,140 Building $36,610	$142,140 (-) Land $37,540 Building $104,600
2024	$2,343.00 (+18.87%)	$49,749 (+37.56%) Land $13,139 Building $36,610	$142,140 (+37.56%) Land $37,540 Building $104,600
2023	$1,971.00 (+0.41%)	$36,166 (-0.01%) Land $9,345 Building $26,821	$103,330 (-) Land $26,700 Building $76,630
2022	$1,963.00	$36,170 Land $9,350 Building $26,820
2021			$103,330 Land $26,700 Building $76,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 727 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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