Lorain County property record for 348 Harwood St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 872 sqft · built 1950 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Aug 2020) |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-035-102-001 |
| Primary APN | 06-25-035-102-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 348 HARWOOD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULFHURST 50 X 120 |
| Legal Subdivision | GULFHURST SUB #1 |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 34 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 HARWOOD ST, ELYRIA, OH 44035-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage CITY OF ELYRIA |
| Aug 20, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 2020004825 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 348 HARWOOD ST, ELYRIA, OH 44035-3958 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | NETWORK LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 348 HARWOOD ST, ELYRIA, OH 44035-3958 |
| Document Number | 0000890331 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-0890331 |
| Name | CITY OF ELYRIA |
|---|---|
| Address | ELYRIA, OH 44035 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 20, 2020 |
| Property Address | 348 HARWOOD ST, ELYRIA, OH 44035-3958 |
| Document Number | 0000775045 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 775045 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 HARWOOD ST ELYRIA OH 440353958, ELYRIA, OH 44035-3958 |
| Document Number | 775046 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 775046 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 | $42,040 (%) Land $11,420 Building $30,620 | $120,120 (-) Land $32,640 Building $87,480 |
| 2024 | $2,362.00 (+19.11%) | $42,042 (+42.39%) Land $11,424 Building $30,618 | $120,120 (+42.39%) Land $32,640 Building $87,480 |
| 2023 | $1,983.00 (+0.3%) | $29,526 (-0.01%) Land $8,127 Building $21,399 | $84,360 (-) Land $23,220 Building $61,140 |
| 2022 | $1,977.00 | $29,530 Land $8,130 Building $21,400 | |
| 2021 | $84,360 Land $23,220 Building $61,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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