386 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 386 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,551 sqft · built 2018
Lot Size	0.104 acres (4,523 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (May 2021)
Tax Bill	$18,841 (2026)
Deeds & Mortgages	May 2021 Transfer May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-140-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-140-000`
Alternative APN	`262-230-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,523 sqft (0.104 acres)
Garage Type	Detached
Garage Area	665 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-230-14
Street Address	386 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 E RAMSEY DR, TRACY, CA 95391-8824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
May 20, 2021	Grant Deed, Transfer · Conventional Mortgage SAFE CU
Sep 19, 2020	Deed of Trust, Mortgage CALIFORNIA CU
Jan 22, 2019	Deed of Trust, Mortgage CALIFORNIA CU
Jul 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202188287
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000088286
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 20, 2021
Property Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000088286
Map Reference	MB 42 PG 80
Instrument Date	May 18, 2021
Instrument	2021-088286
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 20, 2021
Property Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000088287
Map Reference	MB 42 PG 80
Instrument Date	May 18, 2021
Instrument	2021-088287
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	0000088288
Date	May 20, 2021
Instrument	2021-088288

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000126490
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	386 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	0000126490
Date	Sep 25, 2020
Instrument	126490

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000009515
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	386 E RAMSEY DR TRACY CA 953918824, TRACY, CA 95391-8824

Mortgage

Document Number	0000009515
Date	Jan 29, 2019
Instrument	9515

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 30, 2018
Property Address	386 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000083548
Instrument Date	May 22, 2018
Instrument	83548
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	386 E RAMSEY DR MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	83549
Date	Jul 30, 2018
Instrument	83549

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Mortgage

Document Number	83550,
Date	Jul 30, 2018
Instrument	83550

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,841.00 (+9.34%)
2025	$17,231.00 (+4.56%) Homeowner's exemption	$1,244,795 (+4.04%) Land $373,438 Building $871,357
2023	$16,480.00 (+2.02%) Homeowner's exemption	$1,196,460 Land $358,938 Building $837,522	$1,186,740
2022	$16,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Ramsey Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures