3610 Hempstead St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3610 Hempstead St, Saint Charles, MO 63301 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage4,486 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$378,000 (2016)
Tax Bill$7,511.00 (2024)

Owner

Source: St. Charles County records · APN T060500026

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3610 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8109
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2017Deed of Trust, Mortgage · Line of Credit
VANTAGE CU
Nov 03, 2020Deed of Trust, Mortgage
ACCESS CAP FNDG
Jan 29, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2016 · Amount on Record
Deed SaleApr 01, 2016 · Amount on Record
Prior SaleSep 17, 2015 · Amount on Record
Deed Doc Number2016191700
Deed Book / Page6514 / 2251
Last Transfer DateJan 22, 2020
Transfer Doc0072230570
Record RefreshedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3610 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8109
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068510946
DateDec 11, 2017
Book Page6851/0946
Instrument20171211000764860
Lender
NameVANTAGE CU
TypeCredit Union
AddressBRIDGETON, MO 63044
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueOct 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3610 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8109
Document Number0000086822
Instrument DateNov 03, 2020
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3610 HEMPSTEAD ST ST CHARLES MO 633018109, ST CHARLES, MO 63301-8109

Mortgage

Document Number0000086822
DateNov 10, 2020
Instrument86822
Lender
NameACCESS CAP FNDG
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
AmountAmount Recorded
Term360 Months
DueNov 09, 2050

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJan 29, 2020
Property Address3610 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8109
Document Number0072230570
Book / Page7223 / 0570
Map ReferenceMB 42 PG 14
Instrument DateJan 22, 2020
Instrument20200129000058790
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8109

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,087.00 (+7.67%)$124,327 (+10.71%)$654,354 (+10.71%) Land $93,336 Building $561,018
2024$7,511.00
2023$112,299
2022$591,048 Land $70,002 Building $521,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNT060500026
Alternative APN
  • 5-116B-9772-00-0139.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area4,486 sqft Living Area
Gross Area6,470 sqft Gross Area
1st Floor2,074 sqft 1st Floor
Basement Area2,074 sqft Basement
Finished Basement900 sqft Finished
Unfinished Basement1,174 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level Style
Exterior MaterialSiding Exterior
Lot Area9,148 sqft (0.21 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area810 sqft Garage
PorchOpen Porch
Porch Area416 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT060500026
Street Address3610 HEMPSTEAD ST
CitySAINT CHARLES
StateMO
Zip63301-8109
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #1 LOT 139
Legal SubdivisionNEW TOWN AT ST CHAS #1
Legal Lot Number139
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup4
Census Block4002
Census Tract310201

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