3612 Derby Ridge Loop, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3612 Derby Ridge Loop, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,488 sqft · built 1995
Lot Size	0.179 acres (7,797 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Jun 2002)
Tax Bill	$963 (2026)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`724-72-52-88-800-000`

Property Details

APN / Parcel Number

Primary APN	`724-72-52-88-800-000`
Alternative APNs	`001060200000007` `334651002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,488 sqft Finished Area
1st Floor Area	508 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	334651002
Street Address	3612 DERBY RIDGE LOOP
City	MIDLOTHIAN
State	VA
Zip	23113-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	BROOKSTONE SEC A 000-007
Legal Subdivision	BROOKSTONE
Legal Lot Number	7
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2008
Census Tract	100935

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3612 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2002 · Amount on Record
Deed Sale	Jun 21, 2002 · Amount on Record
Prior Sale	Jul 26, 1996 · Amount on Record
Deed Book / Page	4573 / 637
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3612 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013503-398
Date	Jul 2, 2021
Book Page	13503/398
Instrument	2021043178

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$963.00 (+43.95%)	$105,400 (+10.14%) Land $68,500 Building $36,900	$105,400 (+10.14%) Land $68,500 Building $36,900
2025		$95,700 (+35.17%) Land $68,500 Building $27,200	$95,700 (+35.17%) Land $68,500 Building $27,200
2023	$669.00	$70,800 Land $57,700 Building $13,100	$70,800 Land $57,700 Building $13,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20