3601 Derby Ridge Loop, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3601 Derby Ridge Loop, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,918 sqft · built 1996
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2013)
Tax Bill	$5,317 (2026)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`724-72-53-36-700-000`

Property Details

APN / Parcel Number

Primary APN	`724-72-53-36-700-000`
Alternative APNs	`001060200000037` `360407001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,918 sqft Finished Area
1st Floor Area	354 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,212 sqft (0.464 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	630 sqft
Patio Area	674 sqft
Balcony Area	12 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	360407001
Street Address	3601 DERBY RIDGE LOOP
City	MIDLOTHIAN
State	VA
Zip	23113-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	BROOKSTONE SEC A 000-037
Legal Subdivision	BROOKSTONE
Legal Lot Number	37
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2006
Census Tract	100935

Owner

Source: Chesterfield County records · APN 724-72-53-36-700-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3601 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2013 · Amount on Record
Deed Sale	Apr 15, 2013 · Amount on Record
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Book / Page	10153 / 590
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3601 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0013593-18
Date	Aug 25, 2021
Book Page	13593/18
Instrument	2021055031

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,317.00 (+10.96%)	$594,700 (+2.66%) Land $185,000 Building $409,700	$594,700 (+2.66%) Land $185,000 Building $409,700
2025		$579,300 (+10.57%) Land $185,000 Building $394,300	$579,300 (+10.57%) Land $185,000 Building $394,300
2023	$4,792.00	$523,900 Land $156,000 Building $367,900	$523,900 Land $156,000 Building $367,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 109 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.