3610 Spears Rd, Madison, GA 30650 Property Records

Morgan County property record for 3610 Spears Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,432 sqft · built 2001
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2015)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039 043`

Property Details

APN / Parcel Number

Primary APN	`039 043`
Alternative APN	`9211`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,432 sqft Heated Area
1st Floor Area	140 sqft
Basement Area	109 sqft
Finished Basement	109 sqft
Unfinished Basement	2,179 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	232,610 sqft (5.34 acres)
Garage Area	598 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	280 sqft
Deck Area	195 sqft
Patio Area	195 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9211
Street Address	3610 SPEARS RD
City	MADISON
State	GA
Zip	30650-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COBBLE RIDGE PLANTATION LOT 10
Legal Subdivision	COBBLE RIDGE PLANTATION
Legal Phase	01
Legal Lot Number	10
Jurisdiction	MORGAN GA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1119
Census Tract	10301

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3610 SPEARS RD, MADISON, GA 30650-4456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage WELLS FARGO
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on Record
Deed Sale	Apr 10, 2015 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	2015299
Deed Book / Page	540 / 506
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3610 SPEARS RD, MADISON, GA 30650-4456
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 SPEARS RD, MADISON, GA 30650-4456

Mortgage

Document Number	0000000754/0000000310
Date	Oct 28, 2025
Book Page	0000000754/0000000310

Lender

Name	WELLS FARGO

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3610 SPEARS RD, MADISON, GA 30650-4456
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 SPEARS RD, MADISON, GA 30650-4456

Mortgage

Document Number	0000000650/0000000717
Date	Aug 7, 2020
Book Page	0000000650/0000000717

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00 (+5.64%) Homeowner's exemption	$235,547 (+27.18%) Land $44,002 Building $191,545	$588,867 (+27.18%) Land $110,004 Building $478,863
2023	$4,305.00 (+4.01%) Homeowner's exemption	$185,207 (+9.44%) Land $35,201 Building $150,006	$463,018 (+9.44%) Land $88,003 Building $375,015
2022	$4,139.00 Homeowner's exemption	$169,229 Land $26,401 Building $142,828	$423,073 Land $66,002 Building $357,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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