3611 Spears Rd, Madison, GA 30650 Property Records

Morgan County property record for 3611 Spears Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,563 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Jul 2020)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030 088`

Property Details

APN / Parcel Number

Primary APN	`030 088`
Alternative APN	`10370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,563 sqft Heated Area
1st Floor Area	2,563 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	718 sqft
Pool Area	512 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10370
Street Address	3611 SPEARS RD
City	MADISON
State	GA
Zip	30650-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SPEARS LANDING TRACT 1D
Legal Subdivision	SPEARS LANDING
Legal Tract	1D
Legal Block	D
Legal Lot Number	1
Jurisdiction	MORGAN GA
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

3611 Spears Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3611 SPEARS RD, MADISON, GA 30650-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK
Dec 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Dec 16, 2019 · Amount on File
Deed Document Number	2020775
Deed Book / Page	649 / 515
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3611 SPEARS RD, MADISON, GA 30650-4530
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 SPEARS RD, MADISON, GA 30650-4530

Mortgage

Document Number	0000000733/0000000722
Date	Jul 23, 2024
Book Page	0000000733/0000000722

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jul 20, 2020
Property Address	3611 SPEARS RD, MADISON, GA 30650-4530
Document Number	000649/515
Book / Page	649 / 515
Instrument Date	Jul 20, 2020
Instrument	2020-000775
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 SPEARS RD, MADISON, GA 30650-4530

Mortgage

Document Number	0000000649/0000000517
Date	Jul 21, 2020
Book Page	0000000649/0000000517
Instrument	174739

Lender

Name	MAGNOLIA BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Dec 16, 2019
Property Address	3611 SPEARS RD, MADISON, GA 30650-4530
Document Number	000636/419
Book / Page	636 / 419
Instrument Date	Dec 16, 2019
Instrument	2019-001311
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W JEFFERSON ST, MADISON, GA 30650-6023

Tax Assessment & Valuation

The 2025 property tax bill for 3611 Spears Rd was $4,486 with a homeowner's exemption.

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,486.00 Homeowner's exemption	$224,092 Land $47,380 Building $176,712	$560,229 Land $118,450 Building $441,779
2023	$4,252.00 (+4.37%) Homeowner's exemption	$182,940 (+9.84%) Land $37,904 Building $145,036	$457,351 (+9.84%) Land $94,760 Building $362,591
2022	$4,074.00 Homeowner's exemption	$166,545 Land $28,428 Building $138,117	$416,363 Land $71,070 Building $345,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3611 Spears Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3611 Spears Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spears Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures