3617 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3617 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 2021
Lot Size	0.104 acres (4,536 sqft)
Owner	Individual Name on Record
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-34004-090`

Property Details

APN / Parcel Number

Primary APN	`950-34004-090`
Alternative APN	`785817`

Interior

Stories	2 Stories
Building Area	1,758 sqft Living Area
1st Floor Area	845 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,536 sqft (0.104 acres)
Porch	Open Porch
Porch Area	110 sqft

Location & Zoning

Street Address	3617 FRANCISCO S RAMIREZ ST
City	LAREDO
State	TX
Zip	78046-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT VIII BLK 4 LOT 9
Legal Subdivision	LOMAS DEL
Legal Block	4
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3617 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Dec 20, 2021	Vendor's Lien, Transfer SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3617 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511

Mortgage

Document Number	005175/399
Date	Dec 20, 2021
Book Page	5175/399
Instrument	1452252

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 20, 2021
Property Address	3617 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Document Number	005175/380
Book / Page	5175 / 380
Map Reference	VOL 37 PG 91&92
Instrument Date	Dec 17, 2021
Instrument	1452250
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511

Mortgage

Date	Dec 20, 2021

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	005175/383
Date	Dec 20, 2021
Book Page	5175/383
Instrument	1452251

Lender

Name	SFMC LP
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,064 (-0.61%) Land $50,077 Building $187,987	$238,064 (-0.61%) Land $50,077 Building $187,987
2025	$1,212.00 (-22.46%) Homeowner's exemption	$239,530 (+7.77%) Land $50,077 Building $189,453	$239,530 (+7.77%) Land $50,077 Building $189,453
2024	$1,563.00 (+3.92%)
2023		$222,262 Land $29,212 Building $193,050	$222,262 Land $29,212 Building $193,050
2022	$1,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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