3619 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3619 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,758 sqft · built 2021
Lot Size0.104 acres (4,536 sqft)
OwnerIndividual Name on Record
Last Sale$211,638 (Jun 2021)
Tax Bill$1,214 (2025)
Deeds & MortgagesJun 2021 Second Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN950-34004-100

Property Details

APN / Parcel Number

Primary APN950-34004-100
Alternative APN
  • 785804

Interior

Stories2 Stories
Building Area1,758 sqft Living Area
1st Floor Area849 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,536 sqft (0.104 acres)
PorchOpen Porch
Porch Area130 sqft

Location & Zoning

Street Address3619 FRANCISCO S RAMIREZ ST
CityLAREDO
StateTX
Zip78046-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT VIII BLK 4 LOT 10
Legal SubdivisionLOMAS DEL
Legal Block4
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1000
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3619 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jun 18, 2021Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Deed Document Number20211432622
Deed Book / Page5046 / 776
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3619 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005046/795
DateJun 18, 2021
Book Page5046/795
Instrument1432624
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 18, 2021
Property Address3619 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Document Number005046/776
Book / Page5046 / 776
Map ReferenceVOL 37 PG 91&92
Instrument DateJun 11, 2021
Instrument1432622
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3619 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
InvestorPossibly a Property Investor

Mortgage

Document Number0001432623
DateJun 18, 2021
Instrument1432623
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,486 (-0.61%) Land $50,077 Building $188,409$238,486 (-0.61%) Land $50,077 Building $188,409
2025$1,214.00 (-22.48%) Homeowner's exemption$239,956 (+7.75%) Land $50,077 Building $189,879$239,956 (+7.75%) Land $50,077 Building $189,879
2024$1,566.00 (+3.92%)
2023$222,695 Land $29,212 Building $193,483$222,695 Land $29,212 Building $193,483
2022$1,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

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