3613 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3613 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 2021
Lot Size	0.104 acres (4,536 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-34004-070`

Property Details

APN / Parcel Number

Primary APN	`950-34004-070`
Alternative APN	`785808`

Interior

Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	784 sqft
Utility Area	180 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,536 sqft (0.104 acres)
Porch	Open Porch
Porch Area	348 sqft

Location & Zoning

Street Address	3613 FRANCISCO S RAMIREZ ST
City	LAREDO
State	TX
Zip	78046-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT VIII BLK 4 LOT 7
Legal Subdivision	LOMAS DEL
Legal Block	4
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 9, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511

Mortgage

Document Number	005955/543
Date	Dec 16, 2025
Book Page	5955/543
Instrument	1575271

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511

Mortgage

Document Number	005631/275
Date	Apr 9, 2024
Book Page	5631/275
Instrument	1526421

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5511

Mortgage

Document Number	005548/176
Date	Oct 18, 2023
Book Page	5548/176
Instrument	1513167

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,159 (-0.61%) Land $50,077 Building $183,082	$233,159 (-0.61%) Land $50,077 Building $183,082
2025	$1,187.00 (-23.02%) Homeowner's exemption	$234,588 (+7.08%) Land $50,077 Building $184,511	$234,588 (+7.08%) Land $50,077 Building $184,511
2024	$1,542.00 (+11.1%)
2023		$219,074 Land $29,212 Building $189,862	$219,074 Land $29,212 Building $189,862
2022	$1,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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