Kenton County property record for 3615 Myrtle Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,252 sqft · built 1919 |
| Lot Size | 0.106 acres (4,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,500 (Jun 2024) |
| Tax Bill | $2,987 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-26-012.00 |
| Primary APN | 056-32-26-012.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Finished Area |
| Gross Area | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 4,625 sqft (0.106 acres) |
| Lot Dimensions | 92.5 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3615 MYRTLE AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DINMORE PARK PT LOT 21 50'X 92.5' WS MYRTLE 53' N SOUTHERN |
| Legal Subdivision | DINMORE PARK-LATONIA |
| Legal Lot Number | 21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 61200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Jan 19, 2024 | Intrafamily Transfer, Transfer |
| Oct 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Oct 5, 2022 · Amount on Record |
| Deed Document Number | 2024152 |
| Deed Book / Page | 289 / 332 |
| Prior Transfer Date | Oct 29, 2023 |
| Prior Transfer Doc | 0005900012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002809 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 733/570 |
| Instrument | 26059000002809 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 19, 2024 |
| Property Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Document Number | 0005900012 |
| Book / Page | KC 266 / 45 |
| Map Reference | PL 173 |
| Instrument Date | Oct 29, 2023 |
| Instrument | 24011905900012 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Name | Verified Name |
|---|---|
| Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 5, 2022 |
| Property Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Document Number | 0005900157 |
| Book / Page | 193 / 226 |
| Map Reference | PL 173 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 22100505900157 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8386 ROLAND AVE, CINCINNATI, OH 45216-1029 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Document Number | 0005900158 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 22100505900158 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 5, 2017 |
| Property Address | 3615 MYRTLE AVE, COVINGTON, KY 41015-1515 |
| Document Number | 0000000100 |
| Book / Page | 006239 / 000293 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 100 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3615 MYRTLE AVE COVINGTON KY 410151515, COVINGTON, KY 41015-1515 |
| Document Number | 101 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 006239/000295 |
| Instrument | 101 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 4, 2032 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,500 (-) Land $15,000 Building $210,500 | $225,500 (-) Land $15,000 Building $210,500 | |
| 2025 | $2,987.00 (+29.48%) | $225,500 (+30.2%) Land $10,000 Building $215,500 | $225,500 (+30.2%) Land $10,000 Building $215,500 |
| 2023 | $2,307.00 | $173,200 Land $10,000 Building $163,200 | $173,200 Land $10,000 Building $163,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures