Kenton County property record for 3614 Myrtle Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,586 sqft · built 1890 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,000 (Nov 2005) |
| Tax Bill | $2,318 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-34-01-010.00 |
| Primary APN | 056-34-01-010.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,586 sqft Finished Area |
| Gross Area | 4,557 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 92 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3614 MYRTLE AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DINMORE PARK LOT 32-33 & PT LOT 85 & 12.01' STRIP OFF LOT 131 100'X 92' IRREG NEC MYRTLE AVE |
| Legal Subdivision | DINMORE PARK-LATONIA |
| Legal Phase | 31 |
| Legal Lot Number | 33,85 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3614 MYRTLE AVE, COVINGTON, KY 41015-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| May 2, 2019 | Deed of Trust, Mortgage · Line of Credit KEMBA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2005 · Amount on Record |
| Deed Sale | Nov 21, 2005 · Amount on Record |
| Prior Sale | Sep 20, 2004 · Amount on Record |
| Deed Document Number | 200511 21 059 00149 |
| Deed Book / Page | 2830 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3614 MYRTLE AVE, COVINGTON, KY 41015-1516 |
| Document Number | 0000000001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3614 MYRTLE AVE |
| Document Number | 0000000001 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 000062/000567 |
| Instrument | 1 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3614 MYRTLE AVE, COVINGTON, KY 41015-1516 |
| Document Number | 0000000147 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 3614 MYRTLE AVE COVINGTON KY 410151516, COVINGTON, KY 41015-1516 |
| Document Number | 0000000147 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 0C6682/000085 |
| Instrument | 147 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,500 (+38.57%) Land $15,000 Building $227,500 | $242,500 (+38.57%) Land $15,000 Building $227,500 | |
| 2025 | $2,318.00 (-0.56%) | $175,000 (-) Land $10,000 Building $165,000 | $175,000 (-) Land $10,000 Building $165,000 |
| 2023 | $2,331.00 (+0.87%) | $175,000 (-) Land $10,000 Building $165,000 | $175,000 (-) Land $10,000 Building $165,000 |
| 2022 | $2,311.00 | $175,000 Land $10,000 Building $165,000 | $175,000 Land $10,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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