3608 Myrtle Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3608 Myrtle Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1921
Lot Size	0.108 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Jun 2021)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-34-01-007.00`

Property Details

APN / Parcel Number

Primary APN	`056-34-01-007.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,160 sqft Finished Area
Gross Area	1,460 sqft

Exterior

Year Built	Built 1921
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,725 sqft (0.108 acres)
Lot Dimensions	135 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	189 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0563401007.00
Street Address	3608 MYRTLE AVE
City	COVINGTON
State	KY
Zip	41015-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINMORE PARK S 35' LOT 132 35'X 135' ES MYRTLE 85' S PARK DR
Legal Subdivision	DINMORE PARK-LATONIA
Legal Lot Number	132
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61200

Owner

Source: Kenton County records · APN 056-34-01-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3608 MYRTLE AVE, COVINGTON, KY 41015-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Oct 06, 2014 · Amount on Record
Deed Document Number	0000097249
Deed Book / Page	97 / 249
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 10, 2021
Property Address	3608 MYRTLE AVE, COVINGTON, KY 41015-1516
Document Number	0005900235
Book / Page	97 / 249
Map Reference	PL 55
Instrument Date	May 28, 2021
Instrument	21061005900235
Transaction Type	Transfer
Record Updated	Jan 05, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3608 MYRTLE AVE, COVINGTON, KY 41015-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 MYRTLE AVE, COVINGTON, KY 41015-1516

Mortgage

Document Number	0005900236
Date	Jun 10, 2021
Book Page	229/650
Instrument	21061005900236

Lender

Name	POSTAL FAMILY CU
Type	Credit Union
Address	CINCINNATI, OH 45250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00 (-0.52%)	$87,000 (-) Land $10,000 Building $77,000	$87,000 (-) Land $10,000 Building $77,000
2023	$1,158.00	$87,000 Land $10,000 Building $77,000	$87,000 Land $10,000 Building $77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1993–2025)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 756 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.