Kenton County property record for 3612 Caroline St, Covington, KY 41015
| Property Type | Office Building |
|---|---|
| Details | 2 ba · 1,990 sqft · built 1927 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,192 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-14-08-014.00 |
| Primary APN | 056-14-08-014.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,990 sqft Finished Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 70 ft deep x 33 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3612 CAROLINE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1428 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | OWENS LOT 7 |
| Legal Subdivision | OWENS |
| Legal Lot Number | 7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 61300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's Corner Historic District, Latonia listed 1987 · 30 contributing resources · NRIS 87000776 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3612 Caroline St, a commercial property, is owned by two individuals.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3612 CAROLINE ST, COVINGTON, KY 41015-1428 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (+61.11%) Land $15,000 Building $130,000 | $145,000 (+61.11%) Land $15,000 Building $130,000 | |
| 2025 | $1,192.00 (-0.5%) | $90,000 (-) Land $15,000 Building $75,000 | $90,000 (-) Land $15,000 Building $75,000 |
| 2023 | $1,198.00 | $90,000 Land $15,000 Building $75,000 | $90,000 Land $15,000 Building $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3612 Caroline St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3612 Caroline St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures