3210 Caroline St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3210 Caroline St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 650 sqft · built 1904
Lot Size	0.002 acres (67 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Sep 2002)
Tax Bill	$954 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`056-13-08-027.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-08-027.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	650 sqft Finished Area
Gross Area	685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	67 sqft (0.002 acres)
Lot Dimensions	33.3 ft deep x 2 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3210 CAROLINE ST
City	COVINGTON
State	KY
Zip	41015-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON PT UNNUM LOT 38 1/2'X 33 1,3' CAROLINE 61 1/2' N 33RD
Legal Subdivision	SEHON
Legal Lot Number	38
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	61400

Owner

3210 Caroline St is owned by an individual who bought it in September 2002.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	740 BONNIE LN, TAYLOR MILL, KY 41015-2385
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2002 · Amount on File
Deed Sale	Sep 30, 2002 · Amount on File
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3210 CAROLINE ST, COVINGTON, KY 41015-1125
Document Number	0000000194
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 CAROLINE ST COVINGTON KY 410151125, COVINGTON, KY 41015-1125

Mortgage

Document Number	0000000194
Date	Dec 28, 2020
Book Page	000146/000328
Instrument	194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 4, 2019
Property Address	3210 CAROLINE ST, COVINGTON, KY 41015-1125
Document Number	0000000010
Book / Page	0C6768 / 000162
Instrument Date	Sep 17, 2019
Instrument	10
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 CAROLINE ST COVINGTON KY 410151125, COVINGTON, KY 41015-1125

Tax Assessment & Valuation

The 2025 property tax bill for 3210 Caroline St was $954.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,000 (-) Land $10,000 Building $62,000	$72,000 (-) Land $10,000 Building $62,000
2025	$954.00	$72,000 Land $5,000 Building $67,000	$72,000 Land $5,000 Building $67,000
2023	$959.00	$72,000 Land $5,000 Building $67,000	$72,000 Land $5,000 Building $67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3210 Caroline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3210 Caroline St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Caroline St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures